When It Makes Sense To Collect Social Security Early
New Social Security rules will have a significant impact on when couples decide to start claiming their benefits. Financial planners and tax advisors were taken by surprise with the elimination of two popular strategies available for Social Security planning. The methods utilized for the past 15 years that are coming to an end include the “file and suspend” and “restricted” applications. However, there is still an opportunity for eligible couples to be grandfathered under the file-and-suspend rule if they apply by April 29.
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